We can help you build your dream home.

Building a home is no small task. From choosing the floor plan to learning about the best restaurants in your neighbourhood, you have a lot on your mind. The last detail you want to worry about is your mortgage. TCU Financial Group offers a construction financing solution with the expertise and experience you need to build your dream home.

Our construction financing provides you up to four loan advances to pay contractors and purchase materials throughout the construction process. This provides you the flexibility to build your home the way you want to.

Features

  • Both conventional and high ratio mortgages are available
  • Line of credit1 is included for any unexpected construction costs
  • Option to make interest only payments during construction

Eligible building arrangements for construction financing include:

  • Home purchase from a builder where the builder finances the construction
  • Home purchase from a builder where the member finances the construction
  • Ready to Move (RTM) home purchase
  • Self-build where the member owns the land and the member hires a general contractor or act as the general contractor

Mortgage Options

Fixed Rate Mortgages

If you would like to guarantee a fixed payment for the length of your term, a fixed rate mortgage would be best for you.

Variable Rate Mortgages

A variable mortgage allows you to take full advantage of changing interest rates over the course of your term.

Mortgage Calculators

Our easy-to-use calculators can help you build a borrowing plan and determine your flexible payment options.

We know Saskatchewan.

TCU Financial Group members have access to a local Member Experience Team member who possesses the knowledge and expertise to answer your financial questions and concerns.

We take the time to learn what your financial goals are to provide you with unique financial advice. We are your neighbours who live and work in Saskatchewan. We are committed to strengthening our community. Our team is ready to help.

Featured Rates*


5-Year Closed Fixed Rate*
3.24%


5-Year Closed Variable Rate*
2.70%


1-Year Closed Fixed Rate
2.69%

*Rates subject to change.

Let’s Talk Mortgages

Our Member Experience Team is here to help you understand your options and make the decision that is best for you. We take a solution-based approach to securing your mortgage to ensure all your financial needs are taken care of.

If you have questions, we have answers.

Make the most out of your credit union membership with these solutions.

No Fee Chequing Account

Accessing your money shouldn’t cost you fees. Save as much as $360 a year in bank fees with our No Fee Chequing Account.

Learn More

Earn rewards, pay no annual fees, or get a low annual interest rate. The choice is yours with a TCU Financial Group Mastercard.

Shop with confidence knowing you have secured the vehicle financing required to purchase your vehicle. Whether you are buying your vehicle from a dealership or privately, we have vehicle financing solutions that work for you.

Helping you achieve your financial goals.

The knowledgeable team of advisors at TCU Wealth Management bring expertise, sound judgment and a responsible approach to investing and protecting members’ wealth. Guided by their inquiring, client-first perspective on establishing financial goals, our team will work closely with you to uncover the best path forward to meet your needs and priorities. They’ll explain investments and opportunities in plain language so you’ll be able to make informed decisions.


  1. Subject to additional approvals. Must meet certain approval conditions. Cost of credit and any fees associated with the loan will be disclosed at the time of approval. Maximum construction period is one year. Maximum of four loan advances.
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