Fixed Rate Mortgages

Saskatchewan Fixed Rate Mortgages

If you would like to guarantee a fixed payment for the length of your term, a fixed rate mortgage would be best for you.

Enjoy the security of a set, competitive interest rate
Repayment plans to suit your needs with a fixed payment¹
Available for both conventional and high ratio mortgages²
Both open and closed options available

Open Fixed Rate Mortgages

Pay off as much as you want, when you want with no prepayment penalties. Flexibility to convert to a closed mortgage at any time.

1 Year term available

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Closed Fixed Rate Mortgages

Prepay up to 20% of the original loan amount per anniversary year and increase your regular monthly payments before prepayment penalties apply. Conditions apply.

Up to 7 Year Terms available

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Let’s Talk Mortgages

Our Member Experience Team is here to help you understand your options and make the decision that is best for you. We take a solution-based approach to securing your mortgage to ensure all your financial needs are taken care of.

If you have questions, we have answers.

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Payments can be made weekly, biweekly, semimonthly or monthly.
Conventional mortgages require a minimum down payment or equity position of 20%. Mortgages with less are considered high-ratio and must be insured through Canada Mortgage and Housing Corporation (CMHC) or Genworth Corporation. Must meet certain approval conditions. Cost of credit and any fees associated with the loan will be disclosed at the time of approval.

Saskatchewan Fixed Rate Mortgages

Choose between an open or closed fixed rate mortgage.

Open Fixed Rate Mortgages

Closed Fixed Rate Mortgages

Mortgage Calculators

Ready to apply or have questions?

Let’s Talk Mortgages