News and Events

Should you Commute Your Pension Plan?

"In past years when an individual changed employers, it was pretty much an accepted practice to leave their defined benefit pension plan with the original employer, knowing that a pension would be received in retirement. With the economic downturn, many pensions are either being discontinued, or may not have ample funding available to pay out all of the expected pension benefits. Many employees who are given the choice to commute or keep their existing pension are giving serious thought to commuting the pension. There are pros and cons to each alternative and therefore there is no one size fits all solution."

Continue reading this article >

 


 

Mutual Funds vs ETFs

Whether you work with an advisor, manage your own investments, or invest with a robo-advisor, chances are good that some or all of your money is invested in mutual funds or exchange-traded funds (ETFs). But distinguishing between these two popular types of investments can be a little perplexing. This short, practical comparison is designed to help you understand their respective benefits and limitations, and choose the one best suited for your investing needs and objectives.

Continue reading

 


 

Qtrade Young Investor Offer

Young investors are known for high levels of student debt and a higher average age as they enter their professional careers. Qtrade understands the needs of this group and have designed a special Young Investor Offer. For more information on this offer please contact any of our Wealth Management Specialists.

 


 

Back to School Shopping

Caval Olson-Lepage recently spoke with Global News about how to reduce the cost of back to school shopping. Watch the full interview on the Global News website.

 


 

Qtrade Investor Wins Multiple Awards

If you prefer to manage some of your own investments directly, you simply can’t do better than Qtrade Investor.

Over the past year, Qtrade earned four important awards:

In our experience, when it comes to online investing, Qtrade Investor really delivers the best value, including stock trades for under $10, 100 commission-free ETFs, no-commission on all mutual funds, and great client service

A Special Offer from Qtrade Investor

Get up to $1,000 cash back when you transfer assets or add money to a Qtrade account by March 15. Both new and existing investors are eligible for this limited time offer. Find out more on the Qtrade website.

Online brokerage services are offered through Qtrade Investor, a division of Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.

 


 

Last Minute RRSP Tips

Our Wealth Management Expert, Caval Olson-Lepage met with CTV to discuss last minute RRSP tips. Watch the full interview on the CTV website.

 


 

Understanding Your Investment Statements

New disclosure regulations on cost and performance of investments have come into effect in 2016. Canadian Investors now receive a larger amount of information on their investment statements. How do you make sense of it all? To support the discussion you should be having with your financial advisor, FAIR Canada has produced a series of videos to help explain the information on your statements – namely how much your investments have made and how much you have paid to own those investments. These videos can be found on FAIR Canada's website. 

FAIR Canada is an independent, pro-active organization that provides a sophisticated, objective and balanced voice for Canadian investors on a national basis.

 


 

Do You Really Have a Financial Plan?

"If you think a financial planner only handles your RRSPs or taxes, or that financial planning is the same as investment planning, you’re only seeing part of a much bigger picture. In fact, you may be missing out on many of the benefits that the financial planning process has to offer."

Continue Reading>

 


 

How Much Do You Need to Retire?

Caval Olson-Lepage from TCU Wealth Management recently talked with CTV to discuss how a person can determine how much money they will need in retirement. View the video on the CTV website to hear her recommendations.

 


 

Responsible Investments

With investors concerned about market volatility, it’s worth knowing that responsible investments have been shown to provide an edge when it comes to protecting assets from downside risk.

Continue Reading>

 


 

Canada Child Benefit

Our TCU Wealth Management Expert recently spoke with CTV regarding the new Canada Child Benefit and the changes Canadian parents will start to see in 2016. The full interview can be seen on the CTV website.

 


 

Value of a Certified Financial Planner

The Financial Planners Standards Council (FPSC) is a not-for-profit organization that develops, promotes and enforces professional standards in financial planning through the CERTIFIED FINANCIAL PLANNER® (CFP®) designation.  As a standards-setting and certification body, FPSC ensures CFP® professionals meet appropriate standards of competence and professionalism through rigorous requirements of education, examination, experience and ethics.  TCU Wealth Management advisors are required to hold the CFP® designation.  The FPSC has produced a video based on research commissioned by the Financial Planning Standards Board.  It reveals that individuals who work with a CFP professional are more likely to be highly confident in achieving their financial goals, to consider themselves very knowledgeable about financial matters, to be very successful at sticking to their financial strategies, and to give the CFP professionals with whom they work very high marks in a variety of areas.

 

Find Branch/ATM

Enter address, postal code or branch name