Online & Mobile Banking International Money Transfers
Sending an international money transfer through is easy - simply register your account to begin.
If the Personal Access Number (PAN) or Member Card Number for your online banking account is less than 19 digits, your account may require an update before you can send an international money transfer. If you are interested in sending international money transfers through online and mobile banking and have a PAN less than 19 digits, please contact MemberLine for assistance..
International Money Transfers enables members to send money through TCU Financial Group online banking to bank accounts around the world. Canadian dollars are coverted into multiple currencies for a low fee and deposited into the requested international bank account.
Make a transfer in three simple steps:
- Complete your one-time registration by logging in to your online banking account to get started.
- Add your recipient so we know where to send money to.
- Book your international money transfer.
Your transfer will appear in your transaction history in online banking in real-time, plus, you’ll receive an email notification when the transfer has left your account.
With live pricing, you get the real exchange rate—every time.
If your transfer is less than CAD $500, a $2.50 transaction fee* will be charged by AFL International and will be applied at the time of transfer.
A $14.95 outgoing fee will be applied to all transfers by TCU Financial Group and will be debited from your account.
The following currencies have different transaction minimums and are subject to different transaction fees*:
- INR India - $1,000 CAD minimum and $5 transaction fee
- PHP Philipines - $2,000 CAD minimum and $6 transaction fee
- HUF Hungary - $1,000 CAD minimum and $3 transaction fee
- CZK Czech - $1,000 CAD minimum and $3 transaction fee
- DKK Denmark - $1,000 CAD minimum and $3 transaction fee
- THB Thailand - $1,000 CAD minimum and $3 transaction fee
A $7.50 transaction fee applies to all KRW (Korea) international transfers.
Non-Local Currency Delivery: Currencies for which a Sender can send the Recipient funds denominated in a currency other than the official currency of the Recipient’s country (ie. sending USD to a Hungarian domiciled bank account) will be charged a $15 flat transaction fee. CAD, USD and EUR are available for non local delivery in available destination countries for non-domestic delivery.
*Subject to change without notice. Contact TCU Financial Group if you have questions about fees for international transfers
With our guaranteed transfer amount, what is sent is what is received—there are no deductions ever.
The following currencies and countries are available for international money transfers*
|
LOCAL CURRENCY DELIVERY |
||||
|
Currency |
Lower Limit |
Upper Limit |
Fee |
Timeline |
|
USD United states |
$10 |
- |
$2.50 <$500 |
1 business day |
|
GBP UK |
$10 |
- |
$2.50 <$500 |
2 business days |
|
EUR Europe |
$10 |
- |
$2.50 <$500 |
2 business days |
|
AUD Australia |
$10 |
- |
$2.50 <$500 |
2 business days |
|
CHF Swiss |
$10 |
- |
$2.50 <$500 |
2 business days |
|
JPY Japan |
$10 |
- |
$2.50 <$500 |
2 business days |
|
MXN Mexico |
$10 |
- |
$2.50 <$500 |
2 business days |
|
NOK Norway |
$10 |
- |
$2.50 <$500 |
2 business days |
|
NZD New Zealand |
$10 |
- |
$2.50 <$500 |
2 business days |
|
SGD Singapore |
$10 |
- |
$2.50 <$500 |
2 business days |
|
SEK Sweden |
$10 |
- |
$2.50 <$500 |
2 business days |
|
ZAR South Africa |
$10 |
- |
$2.50 <$500 |
2 business days |
|
PLN Poland |
$10 |
- |
$2.50 <$500 |
2 business days |
|
HKD Hong Kong |
$10 |
- |
$2.50 <$500 |
2 business days |
|
INR India |
$10 |
C$ 28,000 INR 1,500,000 |
$5 <$1000 |
3 business days |
|
PHP Philippines |
$10 |
C$31,000 PHP 1,250,000 |
$6<$2000 |
3 business days |
|
HUF Hungary |
$10 |
C25,000 HUF 5,500,000 |
$3 <$1000 |
3 business days |
|
CZK Czech |
$10 |
C$25,000 CZK 440,000 |
$3 <$1000 |
3 business days |
|
DKK (Denmark) |
$10 |
C$50,000 DKK 250,000 |
$3 <$1000 |
2 business days |
|
THB (Thailand) |
$10 |
C$45,000 THB 1,000,000 |
$3<$1000 |
3 business days |
|
KRW (Korea) |
$10 |
C$6500 ~KRW6,000,000 |
$7.50 |
3 business days |
|
AVAILABLE DESTINATION COUNTRIES FOR NON-DOMESTIC DELIVERY |
||||
|
Albania |
Dominican Republic |
Kazakhstan |
Oman |
Sint Maarten |
|
Algeria |
Ecuador |
Kenya |
Palau |
Slovakia |
|
American Samoa |
Egypt |
Kiribati |
Palestine State |
Slovenia |
|
Andorra |
El Salvador |
Kuwait |
Panama |
Solomon Islands |
|
Anguilla |
Estonia |
Kyrgyzstan |
Papua New Guinea |
South Africa |
|
Antigua and Barbuda |
Faroe Islands |
Laos |
Paraguay |
South Korea |
|
Argentina |
Fiji |
Latvia |
Peru |
Spain |
|
Armenia |
Finland |
Lebanon |
Philippines |
Sri Lanka |
|
Australia |
France |
Lesotho |
Poland |
Suriname |
|
Austria |
French Guiana |
Liechtenstein |
Portugal |
Sweden |
|
Bahamas |
French Southern Territories |
Lithuania |
Qatar |
Switzerland |
|
Barbados |
Germany |
Luxembourg |
Romania |
Taiwan |
|
Belgium |
Greece |
Macedonia |
Russia |
Tanzania |
|
Belize |
Grenada |
Malawi |
Rwanda |
Thailand |
|
Benin |
Greenland |
Malaysia |
Panama |
Togo |
*Fees and available currencies are subject to change without notice. Use this as a guide only. A real time quote will be provided at the time of transfer. No refunds of fees for any international transfer.
Most transactions are a quick next-day delivery in North America and up to two business days everywhere else.
Transfers are protected with AES 256-bit encryption, integrated automated identity verification, anti-money laundering procedures, automated online checks, advanced anti-fraud safeguards and insurance coverage - all through a FINTRAC-regulated entity.