No Fee Account
Whether you are looking for a Youth or Student Account or an account for your everyday banking needs, you won't find better value than our interest-bearing No Fee Account.
- The No Fee Account has no service charges for your everyday banking. No monthly fee or minimum balance is required.*
- Free cheque and debit card transactions.
- Free deposits and preauthorized payments.
- Free online bill payments.
- Free transfers including INTERAC® e-Transfers.
- Free remote deposit of cheques through Deposit Anywhere™.
- Free online banking - access to your account through your home computer.
- Free mobile banking - access to your account on-the-go.
- Free e-statements.
- MEMBER CARD® debit card is available - for point of sale purchases or easy access to funds through over 1,800 ding free ACCULINK® ATMs across Canada.
- Overdraft Protection** is available to cover unexpected expenses.
- Interest is tiered***. It is calculated on the minimum daily balance at the highest level and credited back to the account monthly on the last day of the month.
- Free annual financial check-up. Allow our experts to review your current financial situation and develop plans to prepare for a more solid financial future whether it be saving on fees, reducing financial stress, or budgeting more wisely.
- Every Personal Member is eligible for 2 No Fee Accounts. Additional chequing accounts will be Pay as You Go. Service charges that apply are listed in the TCU Accounts & Fees Guide.
- ATM withdrawals* through the INTERAC or CIRRUS Networks are not included. Fees will also apply to paper statements and in-branch utility bill payments. More information can be found in the TCU Accounts & Fees Guide.
- Your deposits are fully guaranteed by Credit Union Deposit Guarantee Corporation
- Overdraft Protection** is subject to approval
- Interest accrues daily on the overdrawn balance until the overdraft is fully covered
- No service fee or interest charged if the Overdraft Protection is not used
- Interest Rate Tiers***
- Under $2,000
- $2,000 - $2,999
- $3,000 - $4,999
- Over $5,000