Mortgages

Buying a home can be a stressful experience, but shopping for a mortgage shouldn’t be. TCU has over 50 years of experience in assisting our members with mortgage financing and refinancing. We offer both insured (high ratio) mortgages with amortizations up to 25 years and conventional mortgages with amortizations up to 30 years for some products.

TCU also offers a Group Mortgage Protection Program. This program provides you with “peace of mind” by insuring your mortgage, just in case the unexpected happens.

Whether you are making a purchase or looking to refinance, the benefits of a TCU Mortgage include:

  • Flexible Pre-payment Terms which includes doubling your payments and the ability to pay up to 15% of the original mortgage amount annually on fixed term mortgages
  • With our Cashback Program you can get up to 5.0% of your mortgage amount back - in cash!
  • Competitive Interest Rates

We can help determine which TCU Mortgage is the right option for you:

Fixed Rate Mortgages Expand/Collapse

If you would like to guarantee a fixed payment for the length of your term, a fixed rate mortgage would be best for you.

 

Variable Rate Mortgages Expand/Collapse

A variable mortgage allows you to take full advantage of changing interest rates over the course of your term.

 

Flex Mortgage Expand/Collapse

Put the equity in your home to work for you with a Flex Mortgage. It allows you access to revolving credit - meaning you won't have to apply again in the future.

 

Construction Mortgage Expand/Collapse

Have you decided to build your own house? TCU has the experience and expertise to guide you through this process.

 

For information on some basic mortgage terms, please visit our Mortgage Glossary of Terms.

More information for first time home buyers can be found on the CMHC website.

Get started today!

For all terms and conditions and how you can qualify, or to get started now:

 

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