Registered Education Savings (RESP) Save for the education of your children, grandchildren, or anyone special to you, in a tax sheltered environment. Recent changes, which include the CESG grant, additional CESG and the Canada Learning Bond make RESP's more flexible and attractive. Certain rules apply. Investment Options: Variable Rate deposits - interest calculated on the daily balance and compounded twice a year.  This account is offered at a very competitive interest rate and allows access at any time you require funding for your beneficiary. Mutual Funds* Through Credential Asset Management Inc. or Credential Securities Inc.

you want to establish a tax sheltered education fund.     you wish to take advantage of government education grants and the Canada Learning Bond.   All funds on deposit with TCU Financial Group are fully guaranteed - with no limit - by the Credit Union Deposit Guarantee Corporation.

*

Mutual Funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF.

- -  t o p  o f  p a g e  - -