TCU Financial Group
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RatesService FeesService Fee PackagesBusiness Service FeesBusiness Service Fee Packages



Business Service Fees
Effective February 1, 2008


Business Chequing Account
ATM - CIRRUS® Network***
$3.00
ATM - INTERAC® Network***
$1.50
Electronic Debit Items**
$0.65
Maintenance Fee
$5.00
Paper Debit Items*
$0.80

No Deposit Fee, No ODP Standby Fee, No Remote Access Fee.

Night Depository Charges†
Annual Fee
$40.00
Disposable Bags
Free

Search Fees†
MC Photo Retrieval of Valid Items
$5.00
Search of Records: Minimum Charge
$15.00
Search of Records: Per Hour
$30.00


Overdraft Charges
(Applicable to all Accounts)
Any cheque creating unauthorized overdraft
$5.00
Transfer by Credit Union to cover overdraft
$5.00




Other Service Charges
(Applicable to all Accounts)
Bank Confirmation (each)
$25.00
Bill Payment - TCU Internet Banking, TeleService® & Direct Debit
$0.65
Bill Payment - Direct Payment
$0.65
Bill Payment Error Adjustment Fee
$15.00
Bill Payment - Over Counter
$2.00
Bill Payment through NON-TCU ATM
$5.00
Cheque Cashing (For Non-Member)
$5.00
Cheques Certified (For Member)
$5.00
Cheques Certified (For Non-Member)
$8.00
Cheques Returned N.S.F.
$40.00
Closing Account Fee (90 days of opening)
$15.00
Coin Deposit Fee
1.5% of deposit
Credit Union Draft (For Member)
$5.00
Credit Union Draft (For Non-Member)
$8.00
Duplicate Account Statement
$5.00
Electronic/Loan Payment Returned NSF
$40.00
Improperly Encoded Cheques
$5.00
Improperly Encoded Pre-Authorized Debits/Credits
$5.00
Inactive Account Administration
$15.00
Informal Interim Account Statement
$5.00
Inter-Account Telephone Transfers
$5.00
Interest Paid Letter (Loans & Deposits)
$10.00
Items Sent On Collection
$15.00
 
 
Manual Line of Credit Transfer
$5.00
Money Orders - Canadian (For Member)
$5.00
Money Orders - Canadian (For Non-Member)
$8.00
Non-Standard Statement
$7.50
Notary Public / Commissioner of Oath Services (For Non-Member)
$20.00
Post Dated Cheques Held (per cheque)
$2.00
Post Dated Item Deposits in ATM
$5.00
Pre-Authorized Payments (Set Up)
$50.00
Pre-Authorized Payments (Per Credit)
$0.25
Replace Lost Cards (3rd & Subsequent)
$20.00
Returned Items
$5.00
Stop Payment (Complete Information)
$12.50
Stop Payment (Incomplete Information)
$20.00
Stop Payment (Money Order)
$25.00
Stop Payment U.S. / Foreign Currency Draft
$40.00
Stop Payment Recurring (Complete Information)
$20.00
Stop Payment Recurring (Incomplete Information)
$27.00
U.S. / Foreign Currency Drafts (For Members)
$10.00
U.S. / Foreign Currency Drafts (For Non-Members)
$15.00
U.S. Cheque on Canadian Account
$5.00
Wire Transfers (Incoming Bank)
$20.00
Wire Transfers (Incoming Inter-C.U.)
(Out of Prov)
$5.00
Wire Transfers (Outgoing Inter-C.U.)
(In Prov)
$10.00
Wire Transfers (Outgoing Inter-C.U.)
(Out of Prov)
$20.00




Symbol Key

Paper Debit Items Include:
  · Cheques and debits
** 
Electronic Debit Items Include:
  · Credit Union ATM Network
  · Pre-authorized Debits
  · Direct Payment of Bills
  · Global MasterCard® Payment Card items
  · Interac® Direct Payment
  · Automatic Transfers
  · TeleService® & Internet Banking Transfers and Bill Payments
*** 
Charged at time of transaction
† 
Taxes will be added where applicable



Notes:
  · All fees are subject to change without notice.
  · Taxes will be added where applicable.
  · ® TCU Financial Group is a Registered user of marks.

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